Free Pakistan income tax calculator 2026. Calculate your tax liability based on FBR slab rates for salaried and business income. See exact tax owed instantly.
Calculate your exact income tax using official FBR 2025-26 tax slabs. Instant, accurate results.
Enter your annual income to calculate exact FBR income tax for Tax Year 2025-26.
| Annual Income | Tax Rate |
|---|---|
| Up to PKR 600,000 | 0% |
| PKR 600,001 – 1,200,000 | 5% |
| PKR 1,200,001 – 2,200,000 | 15% |
| PKR 2,200,001 – 3,200,000 | 25% |
| PKR 3,200,001 – 4,100,000 | 30% |
| Above PKR 4,100,000 | 35% |
Kamboh Associates files your return in 24 hours — starting from PKR 2,500.
Kamboh Associates' online tax calculators are built for Pakistani taxpayers using the latest FBR tax slabs and Finance Act amendments. All calculations are based on the Income Tax Ordinance 2001 and the Finance Act 2026.
| Saving Option | Annual Saving | Section |
|---|---|---|
| Pension fund contribution (up to 20% of income) | Rs.30,000-150,000+ | 63 |
| Equity mutual fund investment (up to Rs.2M) | Rs.150,000 max | 62 |
| Life/health insurance premium | Variable | 62 |
| Donation to approved NPO | Up to 30% of income | 61 |
This calculator uses the official FBR tax slabs from the Finance Act 2026. It provides a close estimate of your tax liability, but actual tax may differ based on specific deductions, credits, and FBR assessment. For exact figures, consult Kamboh Associates.
If you have income from salary, business, property, and investments, each source may be taxed at different rates. FBR's IRIS system handles multi-source income declarations. Kamboh Associates can prepare your complete return covering all income sources at 0328-4675162.
For professional tax calculation and filing, contact Kamboh Associates at 0328-4675162. We file returns for individuals, freelancers, and businesses across Pakistan — same day service.
Kamboh Associates is Pakistan's premier FBR-certified tax consultancy, headquartered in Lahore with clients across all major cities and overseas. Founded in 2008, we have grown to serve over 5,000 individuals, freelancers, SMEs, and large corporations with their FBR tax compliance needs.
Our team includes ACCA-qualified accountants, FBR-registered income tax practitioners, and SECP compliance specialists. Every return is reviewed by a senior team member before submission, ensuring zero errors and maximum legitimate deductions.
We serve clients in Lahore (Johar Town, DHA, Gulberg, Model Town, Bahria Town, Allama Iqbal Town), Karachi, Islamabad, Rawalpindi, Faisalabad, Multan, Peshawar, Sialkot, Gujranwala, and all other cities. Overseas Pakistani clients in UAE, UK, USA, Canada, Saudi Arabia, and Australia are served fully online via WhatsApp.
Contact: 0328-4675162 | info@kambohassociates.com | 62-B Johar Town, Lahore
Pakistan's tax system has undergone major reforms through the Finance Act 2026. FBR has increased its focus on data-driven enforcement using third-party data from banks, property registrars, NADRA, and vehicle registration authorities. Every Pakistani adult with income, assets, or significant transactions is now on FBR's radar. Being a registered tax filer is no longer optional for those who transact regularly.
Under Section 114 of the Income Tax Ordinance 2001, you MUST file a tax return if any of the following apply:
| Transaction | Filer Rate | Non-Filer Rate |
|---|---|---|
| Bank savings profit | 15% | 30% |
| Property purchase WHT | 3% | 12% |
| Property sale WHT | 3% | 6% |
| Cash withdrawal over Rs.50,000 | 0% | 0.6% |
| Car registration (1000cc+) | 2% | 4% |
| Dividend income | 15% | 30% |
Kamboh Associates files returns same day. WhatsApp 0328-4675162 to become a tax filer today — starting from just Rs.3,500.
For tax year 2026-27, the income tax exemption threshold is Rs.600,000 per year for salaried individuals. Income up to this amount is taxed at 0%. Above Rs.600,000, progressive tax rates apply starting from 2.5% up to 35% for income above Rs.6 million.
Salary tax in Pakistan is calculated by multiplying your monthly salary by 12 to get annual income, then applying the applicable slab rate from the FBR tax table. The employer deducts this tax monthly under Section 149 and deposits it with FBR. You can use Kamboh Associates salary tax calculator above for an instant estimate.
Yes. Salaried employees can reduce income tax through: pension fund contributions (Section 63 — up to 20% of salary deductible), equity mutual fund investments (Section 62 — tax credit up to Rs.150,000), health and life insurance premiums, and charitable donations to approved NGOs. Inform your HR department about these investments to reduce monthly deductions.
Yes. Even if your employer deducts tax at source under Section 149, you must still file an annual income tax return by September 30. Filing your return is what puts you on the Active Taxpayer List (ATL) and gives you filer status. Without filing, you remain a non-filer and pay higher withholding taxes on property, banking, and vehicle transactions regardless of how much salary tax was already deducted.
If excess tax was deducted from your salary or business income, you can claim a refund by filing your income tax return and showing the overpayment. FBR processes refunds within 45-60 days of return filing. You need your CPR numbers (tax payment receipts) and employer certificate (Form 16) to support the refund claim. Kamboh Associates handles refund claims at 0328-4675162.
Our tax professionals are available 9am to 9pm, Monday to Saturday. Get expert help with tax calculations, return filing, NTN registration, FBR notices, and all compliance requirements. Same-day service guaranteed on standard returns.
WhatsApp / Call: 0328-4675162 | Email: info@kambohassociates.com | Office: 62-B Johar Town, Lahore