Kamboh Associates files income tax returns the same day via WhatsApp — send documents before 3 PM, receive your FBR acknowledgment receipt by evening. Salaried returns from Rs. 3,500. Becoming a filer cuts your bank profit WHT from 30% to 15% and property WHT from 6% to 3%. The deadline is September 30 — late filing attracts a Rs. 1,000/month penalty.
Need your income tax return filing filed today? Whether you are a salaried employee scrambling before the September deadline, a freelancer who just realised they need filer status for a property deal, or a business owner who has been putting it off for years — same-day income tax return filing is possible in Pakistan. Kamboh Associates files IRIS returns 100% online, same day, with acknowledgment receipt delivered on WhatsApp.
Based in Lahore — Kamboh Associates is Lahore's leading tax consultant, serving clients across Pakistan online since 2008.
Why Same-Day Filing Matters — The Cost of Every Day You Wait
Every day you remain a non-filer, you are overpaying on multiple transactions:
| Transaction | Non-Filer Rate | Active Filer Rate | Annual Saving (Example) |
|---|---|---|---|
| Bank profit WHT (Rs. 5 lakh profit) | 30% = Rs. 1,50,000 | 15% = Rs. 75,000 | Rs. 75,000 |
| Property sale WHT (Rs. 50 lakh sale) | 6% = Rs. 3,00,000 | 3% = Rs. 1,50,000 | Rs. 1,50,000 |
| Property purchase WHT (Rs. 50 lakh) | 6% = Rs. 3,00,000 | 3% = Rs. 1,50,000 | Rs. 1,50,000 |
| Vehicle registration (new car) | Higher advance tax | Lower advance tax | Varies |
Filing your return costs Rs. 3,500 at Kamboh Associates. For anyone with meaningful bank savings or a property deal on the horizon, becoming a filer pays for itself many times over in a single year.
Who Qualifies for Same-Day Filing
| Taxpayer Type | Same-Day Possible? | Typical Time | Note |
|---|---|---|---|
| Salaried employee (single employer) | Yes | 1–2 hours | Most straightforward |
| Salaried (multiple employers / jobs) | Yes | 2–3 hours | Need all salary certificates |
| Freelancer (foreign remittances only) | Yes | 2–3 hours | Need Wise/Payoneer/bank statements |
| Landlord (1–2 properties) | Yes | 2–4 hours | Need rental agreements / receipts |
| Small business (sole proprietor) | Yes — if accounts ready | 3–5 hours | Revenue and major expense figures |
| Company / AOP tax return | Complex — usually next day | 1–2 days | Full accounts needed |
| Back-year returns (prior years) | Yes | Same day per year | Each year filed separately |
Complete Document Checklist by Taxpayer Type
Send these documents on WhatsApp to get started. Clear photos on your phone camera are fine — you do not need to scan anything.
Salaried Employee Checklist
- CNIC (front and back)
- Annual salary certificate from employer (or Form 16 / tax deduction certificate) — shows gross salary and WHT deducted
- Bank account closing balance as of June 30
- Bank profit / WHT certificate from your bank(s) — available from bank app or branch
- Property list (any plots, houses, flats you own — with purchase price)
- Vehicle registration certificates
- Any outstanding loans (bank or personal)
Freelancer / Overseas Income Checklist
- CNIC (front and back)
- Bank statement showing all foreign remittances received (Wise, Payoneer, bank account credits)
- Payoneer / Upwork / Fiverr annual earnings report (if available)
- Bank profit certificate if you have savings
- Property and vehicle information
- Any expenses related to freelance work (internet, equipment, software) — helps reduce taxable income
Landlord / Rental Income Checklist
- CNIC
- Rental agreement(s) showing monthly rent
- Bank statement showing rent received (ideally)
- Property deed / allotment letter with purchase price
- Property tax receipts paid during the year
- Any mortgage / loan against the property
- If a company paid rent: Form 155 or company deduction certificate
Business Owner (Sole Proprietor) Checklist
- CNIC
- Business revenue for the year (July 2025 – June 2026)
- Major expense categories (rent, salaries, purchases, utilities)
- Any WHT certificates received from clients (if they deducted at source)
- Bank statements showing business income and expenses
- NTN of the business (if separate from personal NTN)
Most common document missing: Bank profit certificate. Many filers forget this and miss a WHT refund worth tens of thousands of rupees. Ask your bank for the “Annual Tax Deduction Certificate” or check your banking app under “Documents” or “Statements.”
How the Same-Day Filing Process Works
| Time | Step | What You Need to Do |
|---|---|---|
| You send documents | WhatsApp documents to 0328-4675162 | Send photos/scans on WhatsApp anytime before 3 PM |
| Within 30 minutes | Confirmation + missing info request | We confirm receipt and ask for any missing documents |
| Within 1–2 hours | Return draft reviewed with you | We share the draft tax calculation for your approval |
| 2–4 hours after documents | Return filed on FBR IRIS | We file on your behalf using authorized credentials |
| Same day | Acknowledgment receipt delivered | You receive FBR acknowledgment PDF on WhatsApp |
| Within 48–72 hours | Active Taxpayer List (ATL) updated | Your name appears on ATL — WHT rates drop immediately |
What the Acknowledgment Receipt Is Used For
The FBR acknowledgment receipt (ITR-V) is more useful than many people realise. You will need it for:
- Visa applications: UK, Schengen, Canada, USA, and most embassies require 3 years of FBR acknowledgments as proof of income and tax compliance
- Bank account operations: Some banks require acknowledgment before releasing large amounts or granting loans
- Property registration: Sub-registrars may request proof of filer status — the receipt is your evidence
- Government tenders: Contractors and suppliers must show tax filings for government contract eligibility
- Loan applications: Mortgage and personal loan applications typically require 2–3 years of filed returns
- Company directorship: SECP requires directors to be tax filers — acknowledgment proves filing
Keep all acknowledgment receipts permanently — not just for the current year. Embassy interviewers and loan officers typically ask for the last 2–3 years.
Why File Before September 30 — Not at the Last Minute
September 30 is the standard FBR deadline. Here is why filing early is better than waiting:
- ATL status kicks in within 48–72 hours of filing — if you file September 27, your WHT savings start September 29. Every month you delayed all year, you paid non-filer rates
- Last-minute filing risks IRIS server overload — FBR’s system often gets congested in September
- If your return shows tax due, you must pay before the deadline — last-minute payment processing can fail
- You need time to gather documents — getting a salary certificate from HR or a profit certificate from a bank can take a few days
What happens if you miss September 30? A late filing penalty of Rs. 1,000 per month applies under Section 182. If there was also tax due that you did not pay, default surcharge at 12% per annum on the unpaid amount adds up quickly. File immediately after missing the deadline — the penalty stops accruing once you file.
Filing Back-Years — Clear Your Backlog Same Day
If you have not filed for 2–5 years, you are not alone. Kamboh Associates regularly processes multi-year backlog filings in a single session. Here is how it works:
- FBR allows returns to be filed for up to 5 years back (with some conditions after 2 years)
- Each tax year is a separate return on IRIS
- We file each year one by one using the best documents available for that period
- All completed returns update your ATL status retroactively — you appear as a filer from the oldest year filed
- Common reason for backlog: people who changed jobs, moved cities, or simply did not know they needed to file
Pricing for back-year filing: Rs. 3,500 per year for salaried, Rs. 5,000+ for business. Most clients file 3–5 years in a single session to clean their FBR record.
Pricing for Same-Day Filing
Income tax return filing starts from Rs. 3,500 for salaried individuals. Business and freelancer returns start from Rs. 5,000 depending on complexity. View full pricing at /pricing. WhatsApp for a custom quote — most cases confirmed within 15 minutes.
| Return Type | Starting Price | Typical Completion |
|---|---|---|
| Salaried (single employer) | Rs. 3,500 | 1–2 hours |
| Salaried (multiple income sources) | Rs. 4,500 | 2–4 hours |
| Freelancer / foreign income | Rs. 5,000 | 2–4 hours |
| Rental income (1–2 properties) | Rs. 4,500 | 2–4 hours |
| Small business (sole proprietor) | Rs. 6,000 | Same day if accounts ready |
| Back-year return (per year) | Rs. 3,500 | Same day per year |
| NTN registration + first return | Rs. 5,500 | Same day |
Frequently Asked Questions
Common Reasons Same-Day Filing Gets Delayed — and How to Avoid Them
Most delays in same-day filing happen because of incomplete documents. Here are the most frequent issues and how to resolve them before you WhatsApp us:
| Problem | How to Resolve | Time to Fix |
|---|---|---|
| No salary certificate from employer | Email HR/accounts and ask for “Annual Tax Deduction Certificate” for TY2026 | Same day if HR is quick |
| No bank profit certificate | Download from bank app (statements → documents) or call branch | Minutes if using app |
| Property purchase price not known | Check original deed or sub-registrar record | 1–2 hours |
| IRIS password forgotten | Use Forgot Password with CNIC + OTP to registered mobile | 5 minutes |
| CNIC not registered on IRIS | We complete NTN registration first, then file same day | 30–60 minutes extra |
| Multiple employers / mid-year job change | Get salary certificates from both employers | Depends on HR |
When in doubt, send what you have on WhatsApp. We will confirm exactly what is needed for your specific situation and whether same-day filing is achievable.
Filer Status — What Changes Immediately After Filing
The moment your return is accepted and your name appears on the Active Taxpayer List (ATL), the following WHT rates change automatically — banks and registrars verify your ATL status in real time:
- Bank profit WHT: Drops from 30% (final, non-refundable) to 15% (adjustable). On Rs. 5 lakh profit, this saves Rs. 75,000 per year.
- Property sale WHT (236C): Drops from 6% to 3%. On a Rs. 50 lakh sale, this saves Rs. 1,50,000.
- Property purchase WHT (236K): Drops from 6% to 3%. On a Rs. 50 lakh purchase, this saves Rs. 1,50,000.
- Vehicle registration: Non-filer advance tax on new vehicles is higher. Filer rates apply once on ATL.
- Cash withdrawal tax (Section 231A): Reduced for filers on large withdrawals.
- National Savings profit: WHT on DSC, SSC, RIC drops from 30% to 15% for filers.
None of these changes require any application or separate process. Appearing on the ATL is sufficient — institutions check the ATL automatically when processing your transactions.
Filer vs Non-Filer — The Full Annual Cost Comparison
| Category | Non-Filer Rate | Filer Rate | If You Have Rs. 10L Bank Savings |
|---|---|---|---|
| Bank profit WHT | 30% | 15% | Save Rs. 15,000–Rs. 30,000/year depending on profit rate |
| Property sale (Rs. 50L) | 6% = Rs. 3,00,000 | 3% = Rs. 1,50,000 | Save Rs. 1,50,000 per transaction |
| National Savings profit | 30% | 15% | Save proportional to NSC balance |
| Filing cost at Kamboh Associates | — | Rs. 3,500/year | ROI: first year savings exceed cost by 40×+ |
File Today — Get Receipt Today
WhatsApp your documents now. Most returns filed within 2–4 hours. Active filer status restored within 48 hours. No office visit needed.
WhatsApp 0328-4675162