Overseas Pakistanis investing in Pakistan's stock market, mutual funds, and businesses face specific withholding tax obligations. This guide explains the tax treatment of all major investment types for non-resident Pakistanis in 2026, and how to manage Pakistani tax compliance from abroad with Kamboh Associates.
Investment Tax Rates for Non-Resident Pakistanis
| Investment Type | WHT Rate (Filer) | WHT Rate (Non-Filer) | Final Tax? |
|---|---|---|---|
| Stock Market Capital Gains | 15% | 20% | Yes |
| Dividend Income | 15% | 30% | Yes for non-residents |
| Mutual Fund Income | 10-25% | Higher | Depends on type |
| Bank Profit / Saving | 15% | Higher | Yes for non-residents |
| Business Profit Share | Progressive | Progressive | Requires return filing |
Filer Advantage: Becoming an active filer before investing significantly reduces WHT on dividends (15% vs 30%) and capital gains (15% vs 20%). Kamboh Associates registers your NTN and gets you on ATL in 48 hours, saving you money on every investment transaction.
Stock Market Investment for Overseas Pakistanis
- Capital gains on shares held under 1 year: 15% (filer)
- Capital gains on shares held 1-2 years: 12.5%
- Capital gains on shares held 2+ years: 0%
- Dividend income: 15% WHT deducted by company (final tax for non-residents)
- CDC (Central Depository Company) account can be opened remotely
Our Investment Tax Services
- NTN registration for overseas Pakistanis
- Filer status (ATL) setup before investing
- Investment income tax return if required
- Wealth statement including investment assets
- FBR notice response related to investment income
Pricing
| Service | Price | Timeline |
|---|---|---|
| NTN + ATL Filer Status | From Rs 5,000 | 24-48 hours |
| Investment Income Return | From Rs 5,000 | 1-2 days |
| Wealth Statement | From Rs 5,000 | 2-3 days |
Invest in Pakistan as a Filer - Save on WHT
WhatsApp 0328-4675162 before your next investment. We get you on ATL and handle all compliance remotely.
Frequently Asked Questions
Do overseas Pakistanis pay tax on Pakistan stock market profits?
Yes. Capital gains on shares held under 2 years are taxable. Dividend income has WHT deducted at source. For non-resident filers, this WHT is generally the final tax with no additional return filing required solely for these income types.
Can overseas Pakistanis invest in Pakistan mutual funds?
Yes. Overseas Pakistanis can invest in Pakistan mutual funds through the Roshan Digital Account platform or via direct fund manager accounts. WHT is deducted at source on income distributions. Becoming a filer ensures lower WHT rates apply.