FBR ne official announcement kar di hai — IRIS 2.0 par Tax Year 2026 ki Income Tax Return ab live hai. Aap abhi apni return prepare kar ke draft save kar saktay hain. Final submission ka button abhi enable nahi hua lekin jald hoga. Salary wale, business owner, freelancer, property seller — sab ke liye last date 30 September 2026 hai. Kamboh Associates ka complete guide parho aur apni return abhi se tayyar karo.
IRIS 2.0 par Tax Year 2026 return available hai — draft save ho raha hai, submission jald enable hogi. Last date 30 September. Abhi se documents tayyar karo. NTN nahi hai? Kamboh Associates same-day NTN + return — 0328-4675162.
Kya Announce Kiya FBR Ne? — IRIS 2026 Update
FBR IRIS 2.0 par Tax Year 2026 ki income tax return officially live ho gayi hai. Ab har Pakistani taxpayer apna return form open kar ke data enter kar sakta hai aur draft ke taur par save kar sakta hai.
Important Notice (FBR Official): Aap Tax Year 2026 return prepare karke draft save kar saktay hain — lekin submission abhi enable nahi hui hai. FBR jald submission button activate karega. Koi issues ho toh FBR ko email karein: ITR2026feedback@pral.com.pk
| Status | Detail |
|---|---|
| Return Available? | ✅ Haan — IRIS 2.0 par live |
| Draft Save? | ✅ Haan — abhi kar saktay hain |
| Final Submission? | ⏳ Jald Enable Hogi |
| Last Date | 30 September 2026 |
| Platform | iris.fbr.gov.pk |
| FBR Helpline | 051 111 772 772 |
| Issues Email | ITR2026feedback@pral.com.pk |
Kaun File Kare — Income Tax Return 2026
Pakistan mein income tax return file karna un sab ke liye compulsory hai jo inke criteria mein aatay hain:
| Category | File Karna Zaroori? | Reason |
|---|---|---|
| Salary Rs 6 lakh+/year | ✅ Haan | Income above exemption limit |
| Business owner (koi bhi size) | ✅ Haan | Business income mandatory declaration |
| Freelancer / consultant | ✅ Haan | Service income taxable |
| Property buyer/seller (2025-26) | ✅ Haan | Capital gain, 236C/236K declaration |
| Bank profit Rs 5 lakh+ | ✅ Haan | Passive income declaration |
| NTN holder (koi bhi) | ✅ Haan | ATL maintain karne ke liye |
| Salary Rs 6 lakh se kam | ⚠ Recommended | ATL benefits ke liye behtar hai file karna |
ATL Tip: Agar aap ki salary Rs 6 lakh se kam bhi hai — phir bhi return file karo. ATL (Active Taxpayers List) mein naam rehne se property transaction, bank, vehicle mein filer rate milti hai jo non-filer se 50-100% kam hoti hai.
Documents Tayyar Karein — Return Se Pehle
Salaried Employees ke liye
- CNIC aur NTN number
- Employer ka Form-J (withholding certificate) ya salary statement
- Bank account numbers (sab accounts)
- Bank profit statements (agar koi savings account, FD, NSS)
- Property / vehicle ownership details
- Loans / liabilities ka record
Business Owners ke liye
- CNIC, NTN, business registration documents
- Audited accounts ya books of account (sales, purchases, expenses)
- Bank statements (business + personal)
- Stock / inventory value (year-end)
- Debtors / creditors list
- Property aur vehicles (business use)
Freelancers / Consultants ke liye
- CNIC, NTN
- Payoneer / Wise / bank statement (income transactions)
- Fiverr / Upwork / client payment records
- Business expenses (laptop, internet, software, office)
- Withholding tax certificates agar koi local client ne kata
| Document | Salary | Business | Freelancer |
|---|---|---|---|
| CNIC + NTN | ✅ | ✅ | ✅ |
| Bank statements | ✅ | ✅ | ✅ |
| Employer Form-J | ✅ | — | — |
| Business accounts | — | ✅ | Partial |
| Property/vehicle details | If any | If any | If any |
| Foreign income proofs | If any | If any | ✅ (if abroad) |
IRIS 2.0 Par Return Kaise Karein — Step-by-Step
IRIS 2.0 Par Login Karein
iris.fbr.gov.pk par jao. CNIC (without dashes) aur password se login karo. Pehli baar hai? "Registration" se NTN banao — ya Kamboh Associates se same-day NTN service lo.
Return Form Open Karein
Dashboard mein "Income Tax" section mein jao → "Return of Income" → "Income Tax Return" → Tax Year 2026 select karo. Return form open ho jayega.
Personal Information Verify Karein
Name, CNIC, address, taxpayer type (salaried / business / AOP) check karo. Employment details — employer NTN, salary amount enter karo.
Income Declare Karein
Salary income (Section 149 withheld tax bhi), business income, rental income, bank profit, capital gains — jo bhi applicable ho sab enter karo. Exempt income alag column mein.
Wealth Statement Fill Karein
Assets declare karo: property (FBR value), vehicle, bank balance (30 June 2026), cash, gold, business capital. Liabilities: loans, mortgages. Opening + closing reconcile hona chahiye.
Tax Credits Check Karein
Withheld tax credits (employer, bank, buyer ne kata), advance tax payments, tax credits (charity, education fee, insurance) enter karo. System net payable ya refundable calculate karega.
Draft Save Karein (Abhi Submission Pending)
Sab data enter karne ke baad "Save Draft" karo. FBR jab submission enable kare — aao aur final submit kar do. Submission se pehle ek baar professional se review karwana behtar hai.
Common Mistakes jinse bachein: Wealth statement mein property ki value galat likhna (DC rate ya FBR value use karna chahiye), bank accounts skip karna, spouse ya bachon ki assets apni wealth mein include na karna, foreign income declare na karna — in sab se FBR notice aa sakta hai.
Last Date aur Penalties — Deri Na Karein
| Situation | Last Date / Penalty |
|---|---|
| Individual / Salaried Return | 30 September 2026 |
| Business (Company) Return | 31 December 2026 |
| Late Filing Penalty | Rs 1,000/day (minimum Rs 10,000) |
| Non-Filer Property Transaction | 5.5% WHT (filer 2.75%) — double |
| Non-Filer Bank Profit | 35% WHT (filer 15%) — double se zyada |
| Non-Filer Vehicle Registration | 2.5x penalty vs filer |
| Property > Rs 5 crore (non-filer) | Transaction blocked — Budget 2026-27 |
Deadline Alert: 30 September 2026 sirf 2 mahine door hai. IRIS abhi draft mode mein available hai — abhi se data gather karo. Last week mein system slow hota hai aur professional consultants busy ho jaatay hain. Early file karo — tension-free raho.
Filer Hone Ke Fayde — Sirf Return Se Kya Milta Hai
Sirf ek return file karne se poora saal filer status milta hai aur ye fayde:
| Transaction | Filer Rate | Non-Filer Rate | Bachat |
|---|---|---|---|
| Property Purchase (236K) | 1.25% | 2.5% | Double bachat |
| Property Sale (236C) | 2.75% | 5.5% | Double bachat |
| Bank Profit WHT (151) | 15% | 35% | Rs 2 lakh bachat per Rs 10L profit |
| Cash Withdrawal | 0% | 0.6% on Rs 50k+ | Zero deduction |
| Vehicle Registration | Rs 10k–50k | Rs 25k–1.25L | 2.5x bachat |
| Import/Export | Lower rate | Higher rate | Business competitiveness |
Real Example: Agar aap ne Tax Year 2026 mein Rs 2 crore ki property kharidi — filer hai toh 236K Rs 2.5 lakh, non-filer toh Rs 5 lakh. Ek return file karne ka fayda: Rs 2.5 lakh ki bachat sirf ek property deal mein. Kamboh Associates ki return filing service Rs 3,500 se shuru hoti hai.
Kamboh Associates Se Help — Same-Day Service
Agar aap return khud file karna nahi jaantay, NTN nahi hai, ya pehli baar file kar rahe hain — Kamboh Associates ki professional team aapki madad karti hai:
| Service | Fee | Time |
|---|---|---|
| NTN Registration (Individual) | Rs 2,500 | Same Day |
| Salary Income Return Filing | Rs 3,500 | 1-2 Days |
| Business Return Filing | Rs 5,000–10,000 | 2-3 Days |
| NTN + Return (Combined) | Rs 5,000 | Same Day |
| Wealth Statement Preparation | Included in Return | — |
| Late Filing / FBR Notice Reply | Rs 5,000+ | Case basis |
Aksar Puchhe Gaye Sawal — Income Tax Return 2026
Tax Year 2026 Return Abhi Tayyar Karein
IRIS live hai — draft save ho raha hai. Submission jald aayegi. Abhi se documents tayyar karo ya Kamboh Associates se complete return filing karwao. Same-day NTN + return — Rs 5,000 mein.